Instead of gossiping about fellow classmates at lunchtime like a high schooler, I instead learned about my health insurance choices. What a headache. So now I'm doing all this math, trying to figure out how a higher deductible but lower monthly cost compares to a higher monthly cost and lower deductible. Ughhh....how grown-up.
On my included life insurance policy, I have to name a beneficiary. Since I do not have a spouse, my obvious choice is my sister. I figure if I kick the bucket, she would be forever grateful for the big wad of cash I would leave her. Jess and I were talking about this a while ago, because she was telling me how I was the beneficiary on all her insurance forms. If you don't name a beneficiary, the default choice is this: 1) spouse, 2) children, 3) parents, 4) siblings, 5) estate. We were both like "why would we give our parents money before our sibling?" Because yeah, they're old, but they have considerably more money than we do right now, so if I were to die, I would rest in peace knowing my sister got paid off and can afford her mortgage. Versus my dad buying another boat. You may wonder where I am going with all of this...
Remember how my sister is engaged, which means she will eventually be married, which leads to a spouse? Yeah, that's right, I will no longer be the beneficiary on my sister's insurance forms. Unless, or course, she chooses me over her husband. Hasn't worked so far. Not that I'm expecting my sister to drop dead anytime soon. I'm sure I would launch into depression if she did. But whatev. She's still my number one.
Yesterday I discovered this sweet thing called Mygazines. All these magazines are uploaded online and you can flip the pages just like a real magazine. So if your local library doesn't get all the magazines you want to read, or if you are a man and are too embarrassed to check out Knitting Today, just browse online. It saves paper and money. http://www.mygazines.com
No comments:
Post a Comment